How much can I lend?

Royal Mortgage Service guarantees reliable service and honest mortgage advice. That’s why we are ready to assist you with any questions you might have, including how much you can lend to buy a house. As soon as you start thinking of buying a house, rely on us to make your Agreement in Principle (AiP). This way, you’ll have a good sense of your possibilities in the real estate market and are able to move quickly when the right property comes by.

Let us prepare your Agreement in Principle

How much you can borrow is not a straight forward calculation. The height of a mortgage is not only determined by fixed variables like your income, fiscal rulings and financial obligations. It is also about subjective variables like your wishes for the future and a comfortable level of expenses. Furthermore, we need to take into account that today’s interest rates can be different from next month’s rates. This might have consequences for the monthly payments and the height of your mortgage. 

Much more important to know – and reassuring – is that Royal Mortgage Service will do everything in its power to achieve the best results. In virtually all cases, we accomplish just that. When you come to us for an AiP, you’re not committing to us or to a particular type of deal. Please keep in mind that the other way around, an AiP is no guarantee for a mortgage. We do, however, want you to feel as empowered as possible while you make your way through the real estate market. That is our promise to you.